Mortgage Solutions

Mortgage Solutions That Fit Real Life

Whether you’re buying your first home, self-employed and misunderstood by banks, or ready to invest in real estate — you deserve advice that makes sense, a plan that fits your life, and a guide who sees your whole picture.

That’s what we do at Pathfinder Mortgages.

We take the guesswork out of home financing and help you move forward with clarity, flexibility, and confidence.

I had an excellent experience! The service was outstanding.

Happy client

Our Mortgage Services Include :

First-Time Homebuyer Mortgages

Buying your first home should feel exciting — not overwhelming. We’ll walk you through:

• Pre-approvals and down payment options

• Understanding your credit score

• Government programs and incentives

• Avoiding common first-time buyer mistakes

“Pathfinder made buying our first home feel simple and safe.”

Mortgages for the Self-Employed

Just because your income doesn’t come with a T4 doesn’t mean you shouldn’t qualify. We offer lender options built for business owners and freelancers:

• Alternative documentation (bank statements, NOAs, business income)

• B-lenders and credit unions that understand self-employment

• Strategic income presentation

“My bank couldn’t help — Pathfinder could.”

Real Estate Investment Mortgages

We help investors grow wisely — not recklessly.

• Mortgage structures for single or multi-unit properties

• Leveraging equity from existing homes

• Long-term financing strategies to support scale

“They helped me plan not just the deal — but the next 3 deals.”

Mortgage Renewals & Refinances

Don’t auto-renew — you could be leaving money on the table. We’ll help you:

• Explore better rates and terms

• Refinance to access equity

• Consolidate debt into one manageable payment

“We refinanced with Pathfinder and lowered our monthly payments by $400.”

How it Works

Our easy 3- step process

01. Book a Free Discovery Call

We get to know your situation, your goals, and where you feel stuck.

02. Personalized Mortgage Roadmap

We match you with lender options and a plan that makes sense.

We walk with you from application to approval — answering every question and removing confusion at every step.

03. Step by Step Support

Book Your Free Discovery Call

Let's talk about your mortgage or credit journey

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